Fintech
6 articles — latest coverage from Derivinate News
Rain Just Made Instant Global Payments Real—Here's Why Banks Can't Copy It
Rain raised $250M at $1.95B valuation by solving payments' oldest problem: settlement. How a crypto company became Visa's quiet infrastructure partner.
The False Positive Crisis Costing Banks More Than Fraud
Banks are finally solving the real fraud problem: not catching fraud, but catching it without destroying customer experience. 51% still struggle with false posi
AI's Personal Finance Bet: Cheaper Portfolios, Unproven Returns
Robo-advisors cost 75% less than human advisors but haven't outperformed the S&P 500. AI credit scoring is expanding access—but the data shows it's more about r
Profluo's AI Attack on Finance Ops: Automating the Tedious
Profluo raises 500k euros to automate invoice processing, accounting workflows, and treasury operations with AI. Can it compete with SAP and Brex?
AI Trading Isn't Outperforming — It's Just Cheaper
AI trading handles 89% of global volume but isn't actually beating markets. Here's what hedge funds are really doing with AI—and why it matters.
Embedded Finance Is Quietly Eating Banking's Lunch
Non-financial companies are now issuing loans, managing deposits, and offering insurance. Here's how Shopify, Square, and Amazon are winning where banks are los